The Hospital Indemnity plan from Manhattan Life pays cash benefits from day one when you are hospitalized or receive other covered medical treatment. The plan supplements your primary medical coverage by filling the potential gaps created by rising deductibles, co-payments, and out-of-pocket expenses not covered by your health plan.
Benefits can be paid directly to you or your medical service provider regardless of what your primary insurance covers – there is no coordination of benefits. You have the freedom to use the cash benefits as needed; to cover medical bills, everyday living expenses, or other unexpected out-of-pocket expenses.
1. Wellness benefit. Receive a $50 payment for covered yearly checkups – every year!
2. Guaranteed acceptance up to age 90 – no medical questions!
3. Waiver of Premium rider included. Premiums are waived if the primary insured is totally disabled for more than 180 days.
Watch this video to learn more
